PRIVACY NOTICES

PRIVACY NOTICES

Updated 1/2012

FACTS

WHAT DOES PEOPLES FIRST SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

• Social Security number          • Payment history

• Income                                      • Transaction history
• Account balances                    • Credit history

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Peoples First Savings Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Peoples First Savings Bank share?

Can you limit this sharing?

For our everyday business purposes-

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes –

information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes –

information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

Yes

Yes

 

To limit our sharing

• Mail the form below

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent

this notice. When you are no longer our customer, we continue to share your information as

described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 513-398-1040 or go to www.peoplesfirstohio.com

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Mail-In Form

Mark any/all you want to limit:

ð Do not share my personal information with nonaffiliates to market their products and services to me.

Mail to:

Peoples First Savings Bank

225 Reading Road

Mason, OH 45040

Name

 

Address

 

City, State, Zip

 

Account#

 

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What We Do

How does Peoples First Savings Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use

security measures that comply with federal law. These measures include

computer safeguards and secured files and buildings.

How does Peoples First Savings Bank collect my personal information?

We collect your personal information, for example, when you:

• Open an account           • Make deposits or withdrawals from your account

• Pay your bills                  • Provide account information

• Apply for a loan

We also collect your personal information from others, such as credit bureaus,

affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes – information about your

creditworthiness

• affiliates from using your information to market to you

• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for

an account I hold jointly with someone

else?

Your choices will apply to everyone on your account.

 

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

• Peoples First Savings Bank has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

• Nonaffiliates we share with can include insurance and investment product providers.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Peoples First Savings Bank does not jointly market.

 

This site is being monitored by one or more third-party monitoring software(s), and may capture information about your visit that will help us improve the quality of our service. You may control the data being collected from your visit by visiting https://doublesmart.digital through a universal consumer options page located at https://doublesmart.digital/T/unsub.html