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Personal Checking

Personal Checking

personal checking icon

Great checking account choices

  • Freedom and Fabulous 50 Checking with no minimum daily balance required and no fees
  • Student Checking* for a great start with free mobile banking, person-to-person transfers are free, unlimited and instantaneous
  • Personal Checking with the flexibility to waive monthly fees and fit your lifestyle
  • Personal Plus Checking to earn interest on your money
  • Gold Checking* with premium interest rate increases on all deposits & free person-to-person transfers
  • Platinum Checking to earn platinum interest rates while waiving all monthly fees

Every Peoples First Checking Account offers you a Free Visa Debit Card, Free Mobile Banking, Free Online Banking, and Free Bill Pay!

 

*Must meet Relationship Pricing qualifications

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Compare and choose the Personal Checking account that's right for you.

Personal Checking Accounts

All of our offered Personal Checking Accounts
FreedomFabulous 50StudentPersonalPersonal PlusGoldPlatinum
Minimum Opening Deposit$50.00$50.00$25.00$50.00$50.00$50.00$50.00
Monthly Fee for Below Minimum1NoneNoneNone$8.00$8.00$15.00$30.00
Minimum Daily Balance Required to Waive the Monthly FeeNoneNoneNone$250.00$500.00$1,500.00$10,000.00
Return of Check ImagesNoYesNoYesYesYesYes
Pays InterestNoNoNoNoYes3(Tiered with $500 minimum)Yes3($1,500 Minimum)Yes3(Tiered with $10,000 minimum)
Relationship PricingN/AN/AIncluded4N/AN/AIncluded4N/A
Free ChecksFirst 50All BasicFirst 50First 50First 50First 50All Basic
Free Visa® Debit CardFREEFREEFREEFREEFREEFREEFREE
Free Mobile AppFREEFREEFREEFREEFREEFREEFREE
Free Internet BankingFREEFREEFREEFREEFREEFREEFREE
Free Bill PayFREEFREEFREEFREEFREEFREEFREE
Freedom
Minimum Opening Deposit
$50.00
Monthly Fee for Below Minimum1
None
Minimum Daily Balance Required to Waive the Monthly Fee
None
Return of Check Images
No
Pays Interest
No
Relationship Pricing
N/A
Free Checks
First 50
Free Visa® Debit Card
FREE
Free Mobile App
FREE
Free Internet Banking
FREE
Free Bill Pay
FREE
Fabulous 50
Minimum Opening Deposit
$50.00
Monthly Fee for Below Minimum1
None
Minimum Daily Balance Required to Waive the Monthly Fee
None
Return of Check Images
Yes
Pays Interest
No
Relationship Pricing
N/A
Free Checks
All Basic
Free Visa® Debit Card
FREE
Free Mobile App
FREE
Free Internet Banking
FREE
Free Bill Pay
FREE
Student
Minimum Opening Deposit
$25.00
Monthly Fee for Below Minimum1
None
Minimum Daily Balance Required to Waive the Monthly Fee
None
Return of Check Images
No
Pays Interest
No
Relationship Pricing
Included4
Free Checks
First 50
Free Visa® Debit Card
FREE
Free Mobile App
FREE
Free Internet Banking
FREE
Free Bill Pay
FREE
Personal
Minimum Opening Deposit
$50.00
Monthly Fee for Below Minimum1
$8.00
Minimum Daily Balance Required to Waive the Monthly Fee
$250.00
Return of Check Images
Yes
Pays Interest
No
Relationship Pricing
N/A
Free Checks
First 50
Free Visa® Debit Card
FREE
Free Mobile App
FREE
Free Internet Banking
FREE
Free Bill Pay
FREE
Personal Plus
Minimum Opening Deposit
$50.00
Monthly Fee for Below Minimum1
$8.00
Minimum Daily Balance Required to Waive the Monthly Fee
$500.00
Return of Check Images
Yes
Pays Interest
Yes3(Tiered with $500 minimum)
Relationship Pricing
N/A
Free Checks
First 50
Free Visa® Debit Card
FREE
Free Mobile App
FREE
Free Internet Banking
FREE
Free Bill Pay
FREE
Gold
Minimum Opening Deposit
$50.00
Monthly Fee for Below Minimum1
$15.00
Minimum Daily Balance Required to Waive the Monthly Fee
$1,500.00
Return of Check Images
Yes
Pays Interest
Yes3($1,500 Minimum)
Relationship Pricing
Included4
Free Checks
First 50
Free Visa® Debit Card
FREE
Free Mobile App
FREE
Free Internet Banking
FREE
Free Bill Pay
FREE
Platinum
Minimum Opening Deposit
$50.00
Monthly Fee for Below Minimum1
$30.00
Minimum Daily Balance Required to Waive the Monthly Fee
$10,000.00
Return of Check Images
Yes
Pays Interest
Yes3(Tiered with $10,000 minimum)
Relationship Pricing
N/A
Free Checks
All Basic
Free Visa® Debit Card
FREE
Free Mobile App
FREE
Free Internet Banking
FREE
Free Bill Pay
FREE

See Notes and Disclosures for other special service fees.

1If account falls below minimum balance.

2Interest accrues daily balance method and compounds monthly.

3Interest is compounded daily and paid on a monthly basis.

4Must meet qualifications.