Interest Rates
Interest Rates
Updated
| Minimum to Open | Rate | APY* | |
|---|---|---|---|
| 6 Months |
Minimum to Open
$500.00
|
Rate
4.41%
|
APY*
4.50%
|
| 15 Months |
Minimum to Open
$500.00
|
Rate
3.69%
|
APY*
3.75%
|
| Minimum to Open |
Rate $1,500.00 daily minimum to earn interest |
APY* | |
|---|---|---|---|
| Gold Checking |
Minimum to Open
$50.00
|
Rate $1,500.00 daily minimum to earn interest 0.05%
0.25% if Relationship Pricing Qualifications are met |
APY
0.05%
|
|
Minimum to Open |
Rate |
APY* |
|
|---|---|---|---|
|
$10,000.00 - $24,999.99 |
Minimum to Open $50.00 |
Rate
0.15%
|
APY* 0.15%
|
|
$25,000.00 - $49,999.99 |
Minimum to Open $50.00 |
Rate
0.15%
|
APY* 0.15%
|
|
$50,000.00 - $99,999.99 |
Minimum to Open $50.00 |
Rate
0.20% |
APY* 0.20% |
|
$100,000.00 & up |
Minimum to Open $50.00 |
Rate
0.30% |
APY* 0.30% |
|
Minimum to Open |
Rate |
APY* |
|
|---|---|---|---|
|
$500.00 - $1,499.99 |
Minimum to Open $50.00 |
Rate 0.05% |
APY* 0.05% |
|
$1,500.00 - $9,999.99 |
Minimum to Open $50.00 |
Rate 0.05% |
APY* 0.05% |
|
$10,000.00 - $49,999.99 |
Minimum to Open $50.00 |
Rate 0.10% |
APY* 0.10% |
|
$50,000.00 - $99,999.99 |
Minimum to Open $50.00 |
Rate 0.10% |
APY* 0.10% |
|
$100,000.00 & up |
Minimum to Open $50.00 |
Rate 0.25% |
APY* 0.25% |
|
Minimum to Open |
Rate |
APY* |
|
|---|---|---|---|
|
First Savings (Minor Account) |
Minimum to Open $20.00 |
Rate 0.75% |
APY* 0.75% |
|
Minimum to Open |
Rate |
APY* |
|
|---|---|---|---|
|
Statement Savings |
Minimum to Open $100.00 |
Rate 0.10% |
APY* 0.10% |
|
Minimum to Open |
Rate |
APY* |
|
|---|---|---|---|
|
$100.00 - $1,499.99 |
Minimum to Open $100.00 |
Rate 0.10% |
APY* 0.10% |
|
$1,500.00 - $9,999.99 |
Minimum to Open $100.00
|
Rate 0.10% |
APY* 0.10% |
|
$10,000.00 - $49,999.99 |
Minimum to Open $100.00
|
Rate 0.15% |
APY* 0.15% |
|
$50,000.00 - $99,999.99 |
Minimum to Open $100.00
|
Rate 0.20% |
APY* 0.20% |
|
$100,000.00 & up |
Minimum to Open $100.00
|
Rate 0.30% |
APY* 0.30% |
|
Minimum to Open |
Rate |
APY* |
|
|---|---|---|---|
|
$0.01 - $2,499.99 |
Minimum to Open $50.00 |
Rate 0.10% |
APY* 0.10% |
|
$2,500.00 - $9,999.99 |
Minimum to Open $50.00
|
Rate 0.25% |
APY* 0.25% |
|
$10,000.00 & up |
Minimum to Open $50.00
|
Rate 0.50% |
APY* 0.50% |
|
Minimum to Open |
Rate |
APY* |
|
|---|---|---|---|
|
14 to 90 days |
Minimum to Open $500.00 |
Rate 0.25% |
APY* 0.25% |
|
91 to 181 days |
Minimum to Open $500.00
|
Rate 0.25% |
APY* 0.25% |
|
182 to 364 |
Minimum to Open $500.00
|
Rate 0.25% |
APY* 0.25% |
|
Minimum to Open |
Rate |
APY* |
|
|---|---|---|---|
|
12 to 23 Months |
Minimum to Open $500.00 |
Rate 0.30% |
APY* 0.30% |
|
24 to 35 Months |
Minimum to Open $500.00
|
Rate 0.50% |
APY* 0.50% |
|
36 to 47 Months |
Minimum to Open $500.00
|
Rate 0.65% |
APY* 0.65% |
|
48 to 59 Months |
Minimum to Open $500.00
|
Rate 0.75% |
APY* 0.75% |
|
60 to 72 Months |
Minimum to Open $500.00
|
Rate 0.85% |
APY* 0.85% |
|
73 to 84 Months |
Minimum to Open $500.00
|
Rate 0.95% |
APY* 0.95% |
| Minimum to Open | Rate | APY* | |
|---|---|---|---|
| 24 Month IRA (Variable) |
Minimum to Open
$100.00
|
Rate
4.13%
|
APY*
4.22%
|
| Minimum to Open | Rate | APY* | |
|---|---|---|---|
| Christmas Club (matures in October) |
Minimum to Open
$5.00
|
Rate
0.25%
|
APY*
0.25%
|
*APY (Annual Percentage Yield): Assumes interest remains on deposit until maturity.
Rate of Interest: For savings accounts, all other types including NOW accounts, and all certificates of deposit except the 24 month IRA certificate and the Christmas
Club, the interest rates may be changed weekly, on Tuesday of each week. The interest rate for the 24 month IRA may be changed monthly (1st of each month). The
rate for the IRA account shall be the yield of the most recent auction of the two-year Treasury bill. The interest rate for the Christmas Club may change at club maturity.
Interest will begin to accrue on the business date in which the deposit is made. A penalty may be imposed for early withdrawal.
